Attention homeowners in Smyrna and Rutherford County: Need an appraisal?

Here are the top reasons TN homeowners use Maingot Appraisals:

To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
Challenge property tax assessments
To lower your monthly mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
In the case of a TN divorce, where real estate property needs to be divided
To determine the true market value of real estate in question to settle an estate

Need help deciding the value of your home in or near Smyrna, TN?
Contact Maingot Appraisals.

We at Maingot Appraisals understand the individual needs of a customer seeking appraisal services. Our usual business clients are used to the appraisal process and the standard "products" we deliver to them. But as a general consumer,you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own house because you probably have an emotional attachment to it. Professional appraisers, like the ones at Maingot Appraisals, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value assessment than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to a lender to have the PMI canceled from your loan. We are qualified in helping folks just like you delete unneeded and unwanted PMI insurance.

Challenge Rutherford county's assessment of your property

Your local tax assessor may have your house overvalued if you live in a region that is declining or not appreciating as much as other houses close by. This means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. An expert appraisal from Maingot Appraisals is your strongest weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow viewpoint. Maingot Appraisals can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Do you need an expert to double-check your appraisal for accuracy, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? Maingot Appraisals offers field reviews where we go out and check the subject and comps in question. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had done before. While usually requested by banks, you may desire to use this service if you suspect mortgage fraud related to your home.